Shoppers under 30 need to build credit and holiday shopping season is a chance to litmus-test thoughtful spending and paying back debt wisely – and on time
It’s that time of year again. The time when we all succumb to Acute Seasonal Spending Panic.
With Black Friday and Cyber Monday behind us, and three full weeks to go before Christmas, odds are that the cost of the holidays already feels daunting. By the time you add up the costs of dinners and drinks with friends to celebrate the season, the price of a new dress for the office holiday party, decorations for your home, and the expense of a blow-out New Year’s Eve bash, our outgoings between Thanksgiving and New Year’s Day can easily dwarf those of any comparable period of the year.
Continue reading...