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Will college pay off? The answer may depend on the alternatives

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The burden of student loans may cripple your attempts to build a life for yourself or contribute to the broader economy but before you leap, weigh these options

It’s a pretty safe bet that a college education is going to be one of the single-largest investments you or your family will ever make.

If you’re unlucky, the cost of sending your kids to college could ruin your retirement plans. If you take out student loans – as 80% of American families now do, at rates significantly higher than mortgage or other loans, even those these debts can’t be discharged in bankruptcy – the burden of paying them off may cripple your attempts to build a life for yourself or contribute to the broader economy.

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