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Becoming a financial adult used to be measured in joy. Now it's measured in hardship and stress

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With marriage, kids and a house increasingly elusive, we asked readers for their other financial benchmarks

There was a time when the rituals of induction into adulthood were joyous celebrations: married bliss, nesting in a new home and having kids. Like a series of professional promotions, each step signaled more status, more responsibility, more as the kids like to hashtag it #adulting.

Now, adulting is fraught. The conventional timelines dont work anymore. The reason is money: its in scarce supply. Marriage, houses and kids are all too expensive that middle-class cliche of the $20,000 wedding, $200,000 house and well-supported kids are beyond the budget of many young Americans. Any millennial who has more than $10,400 in the bank is rich by comparison to others his or her age.

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